Everything you need to know before switching from manual bahi khata to SthirApp.
For Traditional Jewellers
Jewellers in India have traditionally relied on paper ledgers (bahi khata) to track gold and silver pawn items. SthirApp replaces these physical records with a secure digital vault. You can record the exact weight, purity, and description of the pledged jewelry, calculate interest based on local market rates (monthly or annually), and access the information instantly when a customer returns to redeem their items.
For Small Money Lenders
If you manage a small lending business with 50 to 500 active loans, tracking interest and follow-ups manually is a full-time job. SthirApp automates the interest accumulation daily, so you always know the exact outstanding amount. The built-in WhatsApp reminders help you maintain professional communication with borrowers, improving your collection rates without the need for aggressive follow-ups.
Common Questions About SthirApp
Everything you need to know about SthirApp and gold loan management.
SthirApp is a digital gold loan and girvi management software built for Indian jewellers and money lenders. It replaces manual bahi khata with structured digital records so you can track customers, loans, payments, and interest from one place. The app is designed for daily shop operations, making loan management faster, clearer, and less error-prone during busy business hours.
SthirApp helps jewellers by digitizing the complete lending workflow. You can add loan entries quickly, auto-calculate interest, track repayments, and view pending dues without manual register work. It also centralizes customer and payment history, so counter staff can respond faster and reduce disputes. Daily dashboard visibility helps owners monitor collections and portfolio health with less effort.
SthirApp is primarily cloud-powered and works best with internet connectivity so your records stay synced and secure. You can still view previously loaded information in some situations, but creating or updating entries should be done with an active connection for accurate data consistency. This ensures firm owners and team members always access the latest loan and payment status.
Yes, SthirApp is built as a full digital replacement for traditional bahi khata. Instead of handwritten registers, you maintain searchable customer profiles, loan entries, and payment updates in one secure system. This reduces lost records, improves calculation accuracy, and makes daily operations faster. For most jewellers, it becomes the primary source of truth for lending activity.
Yes. SthirApp is suitable for small and medium money lenders, jewellers, and MSME lending businesses. The interface is simple enough for first-time digital users while still offering advanced tracking features as your portfolio grows. Whether you manage a few active loans or hundreds of records, the workflow remains easy to operate and scalable for daily use.
SthirApp automatically calculates interest using the loan amount, configured rate, and duration between transactions. This removes manual math errors that often happen in paper-ledger operations. You can record repayments and settlements with consistent calculation logic, helping staff and customers see clear payable values. The process is designed to match practical lending workflows used by Indian jewellers.
Yes. SthirApp stores loan and customer records in secure cloud infrastructure with controlled access. This reduces the risk of physical record loss, accidental damage, or unauthorized register handling. Digital backups and account-based access help protect business data while keeping it available when you need it for collections, audits, and customer support.
SthirApp is designed for jewellers, gold and silver loan shops, small money lenders, pawn-style lenders, and MSME finance operators across India. If your business manages collateral-backed loans and recurring repayment tracking, SthirApp can streamline your workflow. It supports both owner-run counters and team-operated shops where multiple users need clean digital records.
Yes. SthirApp is built for Pan-India use and supports lenders operating in cities and towns across multiple states. It is particularly relevant for markets like Rajasthan, Gujarat, Maharashtra, Uttar Pradesh, and Bihar where traditional girvi workflows are common. The product focuses on practical lending operations used by Indian jewellers and money lenders.
Getting started is simple. Download SthirApp from the Google Play Store, create your account, and add your first customer and loan record. You can then track repayments, due dates, and interest from the dashboard. Most businesses can begin daily use quickly without technical setup or migration complexity.
If you cancel your plan, your account access and active feature availability may change based on product policy, but your data is not intended to disappear immediately without process. For clarity on retention and recovery timelines, contact support at hello@sthirapp.com. The team can guide you on account state and data handling steps.
SthirApp is built for Indian users and focuses on usability for local lending operations. Language support may vary by release, and Hindi-friendly workflows are part of the product direction for broad adoption among jewellers and money lenders. For latest language availability and roadmap details, contact support directly.
Still Have Questions?
Download SthirApp or contact our team for support.
