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SthirApp

GIRVI MANAGEMENT

Gold Loan Software for Jewellers and Lenders in India

Manage your gold loan business digitally. SthirApp helps jewellers, pawn brokers, and money lenders across India automate loan tracking, interest calculations, and repayment reminders — all in one secure app. Free to download and use.

What is Gold Loan Software?

Gold loan software is a digital platform for managing loans backed by gold collateral. It replaces manual paper registers with a searchable, secure system that stores customer details, gold specifications, loan terms, and repayment schedules.

Instead of calculating interest by hand or searching through stacks of pages, gold loan software automates the entire process — track which customers have paid, which are overdue, and calculate interest instantly.

Why Jewellers and Lenders Choose Gold Loan Software

  • Customer lookup in seconds — no more searching through paper registers
  • Automatic interest calculation based on daily rates
  • Real-time repayment tracking and overdue flagging
  • WhatsApp payment reminders cut default rates
  • Secure cloud backup — your data is never lost
  • Offline-first design — works even without internet
  • Scale your business — manage 100+ loans with confidence
  • Audit trail for regulatory compliance

Gold Loan Software Features in SthirApp

Customer Management

Store customer names, contact info, and full loan history.

Gold Specifications

Record gold weight, purity, and valuation for each loan.

Repayment Tracking

Track partial and full repayments instantly.

Interest Calculator

Automatic daily interest based on your rate.

WhatsApp Integration

Send payment reminders and notifications automatically.

Daily Reports

See pending loans, collections, and totals at a glance.

How to Get Started

  1. 1

    Download SthirApp free from Google Play Store

  2. 2

    Create an account with your phone number

  3. 3

    Add your first customer's details

  4. 4

    Record loan amount, gold weight, and interest rate

  5. 5

    Start tracking repayments and sending reminders

Your gold loan business deserves better than paper

Join hundreds of jewellers managing their gold loan portfolio digitally with SthirApp.

Get SthirApp Free Today

Frequently Asked Questions

How does gold loan software calculate interest?

SthirApp lets you set your daily interest rate (e.g., 0.1% per day). It automatically calculates interest based on the loan amount and number of days outstanding.

Can I manage multiple locations?

Yes. Add multiple users from your team and manage all branches from one account.

What if internet goes down?

SthirApp works offline. Data syncs automatically when you reconnect to the internet.

Is my loan data encrypted?

Yes. All data is encrypted in transit and at rest. Cloud backups happen automatically.

Read more: gold loan interest calculation methods, top gold loan software for small jewellers, and digital vs manual register comparison.