Core Girvi Features
SthirApp
Full girvi management: loans, gold weight/purity, customers, interest.
SwarnApp
Girvi features available, but also includes other jewelry ERP functions.
SthirApp vs SwarnApp: Girvi Software Comparison (2025)
Choosing between SthirApp and SwarnApp for your girvi business? This honest comparison looks at features, ease of use, pricing, and which is right for you.
Quick Comparison Table
| Feature | SthirApp | SwarnApp |
|---|---|---|
| Girvi-specific design | ✓ Yes | ✓ Yes |
| Android app | ✓ Yes | ✓ Yes |
| Cloud backup | ✓ Yes | ✓ Yes |
| WhatsApp reminders | ✓ Yes | ⚠ Limited |
| Offline-first | ✓ Yes | ⚠ Limited |
| Cost | Free | ₹500+/month |
| Support in Hindi | ✓ Yes | ✓ Yes |
| Easy setup | ✓ In minutes | ~ Few steps |
Feature-by-Feature Breakdown
Ease of Use
SthirApp
Minimal setup — add customer, log loan, done. Designed for quick adoptions.
SwarnApp
More complex interface; steeper learning curve for first-time users.
Mobile Experience
SthirApp
Android-first design; optimized for small screens and slow networks.
SwarnApp
Also offers Android, but heavier interface.
Integration
SthirApp
WhatsApp native; works with your existing messaging.
SwarnApp
WhatsApp available but not as integrated.
Cost
SthirApp
Free, forever. No hidden charges.
SwarnApp
Free tier limited; paid plans ₹500–₹1500/month.
Pricing Comparison
SthirApp Pricing
Free
- ✓ Unlimited loans
- ✓ Unlimited customers
- ✓ WhatsApp reminders
- ✓ Cloud backup
- ✓ No credit card needed
SwarnApp Pricing
₹500–₹1500/month
- ✓ Free tier limited
- ✓ Paid plans include advanced features
- ✓ Setup required
- ✓ Ongoing subscription cost
Who Should Choose SthirApp?
- ✓ Small jewellers just starting to digitize
- ✓ Money lenders managing 10–200 loans
- ✓ Businesses looking for zero-cost setup
- ✓ Operators wanting offline-first reliability
- ✓ Anyone who wants WhatsApp reminders built-in
Who Should Choose SwarnApp?
- ✓ Larger jewelry retailers needing full ERP
- ✓ Businesses with advanced inventory needs
- ✓ Organizations wanting dedicated support
- ✓ Enterprises with specific compliance requirements
Bottom Line
If you're a small jeweller or money lender looking for simplicity and zero cost, SthirApp is the better choice. If you run a large operation with complex inventory needs, SwarnApp's full ERP might be worth the cost.
Frequently Asked Questions
Can I switch from SwarnApp to SthirApp later?
Yes. Most data can be exported and imported. Contact support for migration help.
Is SthirApp safe to use for free?
SthirApp includes encryption and secure cloud backups. Free pricing does not reduce data protection.
Will SthirApp stay free forever?
SthirApp is positioned as a free girvi management option for small jewellers and lenders.
Which app is easier for first-time digital users?
SthirApp is designed for quick onboarding with a simpler flow for loan entry, repayment, and reminders.
Do both apps support WhatsApp reminders?
Both support reminders, but SthirApp keeps WhatsApp follow-up more tightly integrated in daily workflow.
Related Resources
Continue your evaluation with these detailed guides and product pages.